Senior
Information
Resource
Center
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D
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C
A
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7460 N Meredith Blvd
Tucson AZ, 85741

Telephone: (520) 495 0756
Fax: (520) 495 0555
Toll Free: 1(888) 267 6472
Mobile: (520) 404 9091

E Mail  
info@medicare-infosource.com


The Four Parts to Medicare

A.  Hospital  

B.  Medical  

C.  Advantage Plans  

D.  RX Drug Plans
Regarding Medicare you only have
                  two options

1.)  Standardized Plans Nation Wide.

2.)  Open enrollment only 6 months prior
and 6 months after the first day of the
month your effective date for part B. This
means guaranteed issue regardless of any
pre-existing conditions.   Guaranteed Issue!

3.)  Monthly premium based on the strength
of the insurance company that backs the
policy.   

4.)  These are the only predictable policies
with little or no out of pocket expense
depending on your standardized plan.

5.  Private Insurance is always the better
choice if it is affordable.
Option 1
Medicare Advantage Plan
or Part C of Medicare
Option 2
Medicare Supplement or
Medi-Gap Insurance


1.)  HMO (With or without a drug plan
included with some kind of monthly
premium) Restricted Network
defined by the plan.
2.)  FEE FOR SERVICE  (With or
without a Drug Plan with a substantial
monthly premium) You can choose
your own Doctor however the Physician
does not have to accept the plans fee
schedule.
3.)  PPO  (Drug Plan Included with
small monthly premium) Preferred
provider organization defined by the
plan.
4.)  Medicare Special Needs Plans  (Low
Income)

In any one of these ADVANTAGE
PLAN choices, you have joined and
organization that has an agreement
with the US Government and they are
responsible for the management of
your health care.

They typically:

a.)  All  Plans Have Co Pays
b.)  Plans can change policy provisions
and benefits annually
c.)  Plans are not portable for those that
travel
d.)  Plans can pull out of your service
area on January 1st of any given year.
e.)  All plan guarantee enrollment
every October 15th for issue January
1st regardless of your health.
f.)  Your TROOP (true out of pocket) is
as uncertain as it is related to your
medical condition and needs.
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Click on the link below for premium
price comparisons for ALL insurance
companies providing Medi-Gap
insurance in Arizona